Privacy Policy

1. Introduction and Identity of Controller

FamilyCalculator.com ("we," "us," or "our") operates the website at familycalculator.com (the "Site"). This Privacy Policy explains what personal data we collect, the legal basis on which we process it, how we use and share it, how long we retain it, your rights, and how to contact us.

This Site is designed so that you can use our child support calculators without creating an account. Calculator inputs (income figures, child counts) are processed entirely in your browser and are never transmitted to our servers. However, third-party services embedded in the Site (Google Analytics, Google AdSense, Google Fonts) may collect certain data as described below.

For purposes of the GDPR and UK GDPR, we act as the data controller for personal data collected through the Site's own operations (e.g., server logs). For personal data collected by Google's embedded services, Google LLC (and/or Google Ireland Limited for EEA users) acts as an independent data controller or co-controller, as applicable.

We have not appointed a Data Protection Officer (DPO) because we do not meet the thresholds that make a DPO mandatory under Article 37 GDPR (we do not carry out large-scale processing of special categories of data, nor are we a public authority). Privacy inquiries should be directed to: info@familycalculator.com.

2. Information We Collect

2.1 Information You Enter into Calculators

Income figures, child counts, and other values you type into our calculators are processed locally in your browser only. This data is never sent to our servers, never stored, and never accessible to us. We have no technical means to retrieve it.

2.2 Technical Data Collected Automatically

When you visit the Site, our hosting provider and server infrastructure may automatically log:

• IP address (which may be truncated or anonymized by our hosting provider)
• Browser type, version, and language
• Operating system and device type
• Referring URL (the page you visited before arriving at our Site)
• Pages viewed, timestamps, and session duration
• HTTP request and response status codes

This data is collected for security and operational purposes (detecting attacks, monitoring uptime). We do not use it to identify individual users.

2.3 Consent Preference

Your cookie consent choice ("full" or "necessary") is stored in your browser's localStorage under the key cse_consent. This data never leaves your device and is not transmitted to us.

2.4 Data Collected by Third-Party Services (with Your Consent)

Subject to your consent choices in our cookie banner:

• Google Analytics — collects pseudonymous analytics data (pages viewed, session duration, approximate location derived from IP). IP addresses are anonymized. Analytics cookies are only set after you grant consent.
• Google AdSense — may set advertising cookies to serve personalized or contextual ads. Ad personalization is controlled by your consent choice and Google Consent Mode v2 signals.
• Google Fonts — serves typeface files from Google's CDN. Your browser sends a request to Google servers (including IP address) when loading fonts. This occurs on page load and is not subject to our consent banner.

3. Legal Basis for Processing (GDPR Article 6)

We process personal data on the following legal bases:

Special category data: We do not intentionally collect or process special categories of personal data (Art. 9 GDPR) such as health data, racial or ethnic origin, political opinions, or biometric data.

Automated decision-making: We do not use personal data for automated individual decision-making or profiling that produces legal or similarly significant effects (Art. 22 GDPR). Our calculators are tools you use to perform your own calculations — they do not make decisions about you.

4. How We Use Information

We use automatically collected technical data to:

• Operate, maintain, and secure the Site
• Monitor for abuse, attacks, or technical errors
• Understand aggregate usage patterns (with analytics consent)
• Improve content, usability, and calculator accuracy
• Serve advertising through Google AdSense (with advertising consent)
• Comply with legal obligations

We do not: sell your personal data to data brokers; use calculator inputs for any purpose; build profiles of individual users; or use data for purposes incompatible with those stated above.

5. Data Sharing and Third Parties

We do not sell personal information. We may share data with:

• Google LLC — for advertising (Google AdSense) and analytics (Google Analytics), subject to your consent choices. Google's privacy policy: policies.google.com/privacy.
• Hosting / CDN providers — who store and serve the Site. These providers process access logs under data processing agreements consistent with GDPR.
• Law enforcement / legal process — when required by applicable law, valid court order, subpoena, or other legal process. We will notify you where legally permitted.
• Business transfers — in the event of a merger, acquisition, or asset sale, personal data may be transferred as a business asset. We will provide notice before such a transfer if it affects your data under this Policy.

6. International Data Transfers

This Site is operated primarily for users in the United States. If you access the Site from the European Economic Area (EEA), United Kingdom, or other regions with data transfer restrictions, please be aware that:

• Google Analytics and Google AdSense transfer data to Google's servers in the United States. Google relies on the EU-U.S. Data Privacy Framework (DPF), Standard Contractual Clauses (SCCs), and/or the UK International Data Transfer Agreement (IDTA) as the legal mechanism for such transfers.
• Google Fonts similarly involves a data transfer to the United States when your browser requests font files.
• Hosting infrastructure may process data in the United States or other countries where our hosting provider operates.

By using the Site with cookies enabled, you acknowledge these international transfers. EEA and UK users who object to these transfers should use the "Necessary Only" option in our consent banner and avoid using the Site if the Google Fonts transfer is a concern (note: we cannot prevent the Fonts transfer at this time without self-hosting fonts).

7. Data Retention

• Calculator inputs: Not retained — never leave your browser.
• Consent preference (localStorage): Stored in your browser until you clear it or change your preference. Never transmitted to us.
• Server log data (IP addresses, page views): Retained for a maximum of 90 days for security and operational purposes, then deleted or anonymized.
• Google Analytics data: Retained for up to 14 months per our Google Analytics retention settings, then automatically deleted by Google.
• Google advertising data: Subject to Google's own retention policies.

8. Your Rights — GDPR (EEA and UK Residents)

If you are located in the European Economic Area or the United Kingdom, you have the following rights under the GDPR and UK GDPR:

• Right of access (Art. 15) — Request a copy of personal data we hold about you.
• Right to rectification (Art. 16) — Request correction of inaccurate personal data.
• Right to erasure / "right to be forgotten" (Art. 17) — Request deletion of your personal data, subject to certain exceptions.
• Right to restriction of processing (Art. 18) — Request that we limit how we process your data in certain circumstances.
• Right to data portability (Art. 20) — Receive data you provided in a structured, machine-readable format (applies to consent-based processing).
• Right to object (Art. 21) — Object to processing based on legitimate interests. We will cease processing unless we can demonstrate compelling legitimate grounds that override your interests.
• Right to withdraw consent (Art. 7(3)) — Withdraw consent at any time by clicking "Manage Cookies" in our footer. Withdrawal does not affect the lawfulness of processing prior to withdrawal.
• Right not to be subject to automated decision-making (Art. 22) — We do not use automated decision-making that produces legal or similarly significant effects.
• Right to lodge a complaint with a supervisory authority — You have the right to lodge a complaint with the data protection authority in your EU member state or, for UK residents, with the Information Commissioner's Office (ICO) at ico.org.uk. We encourage you to contact us first so we can try to resolve any concern.

To exercise GDPR rights, contact us at info@familycalculator.com. We will respond within 30 days (extendable to 90 days for complex requests).

Identity verification: To protect your privacy, we may need to verify your identity before fulfilling any rights request. Because we collect minimal personal data, we may be unable to identify you from your request alone. In that case, we will inform you accordingly.

9. Your Rights — US State Privacy Laws

9.1 California (CCPA/CPRA)

California residents have the following rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA):

• Right to know — what personal information we collect, use, disclose, and sell
• Right to delete — request deletion of personal information we have collected
• Right to correct — request correction of inaccurate personal information
• Right to opt out of sale or sharing — opt out of the "sale" or "sharing" of personal information for cross-context behavioral advertising. Select "Necessary Only" in our consent banner to exercise this right, or use the Global Privacy Control (GPC) signal, which we honor.
• Right to limit use of sensitive personal information — we do not collect sensitive personal information as defined by CPRA.
• Right to non-discrimination — we will not discriminate against you for exercising CCPA rights.

We do not knowingly sell the personal information of consumers under 16 years of age. To submit a verifiable CCPA request, email info@familycalculator.com.

9.2 Other US State Privacy Laws

Residents of the following states have privacy rights substantially similar to those described in Section 9.1 under their respective state laws. The rights generally include: right to access, right to delete, right to correct, right to data portability, right to opt out of targeted advertising or profiling, and right to non-discrimination.

• Virginia — Consumer Data Protection Act (VCDPA), effective Jan 1, 2023
• Colorado — Colorado Privacy Act (ColoPA), effective July 1, 2023
• Connecticut — Connecticut Data Privacy Act (CTDPA), effective July 1, 2023
• Texas — Texas Data Privacy and Security Act (TDPSA), effective July 1, 2024
• Oregon — Oregon Consumer Privacy Act (OCPA), effective July 1, 2024
• Montana — Montana Consumer Data Privacy Act (MTCDPA), effective Oct 1, 2024
• Delaware — Delaware Personal Data Privacy Act (DPDPA), effective Jan 1, 2025
• Iowa — Iowa Consumer Data Protection Act (ICDPA), effective Jan 1, 2025
• Nebraska — Nebraska Data Privacy Act (NDPA), effective Jan 1, 2025
• New Hampshire — NH Privacy Act (NHPDPA), effective Jan 1, 2025
• New Jersey — New Jersey Data Protection Act (NJDPA), effective Jan 15, 2025
• Tennessee — Tennessee Information Protection Act (TIPA), effective July 1, 2025
• Indiana — Indiana Consumer Data Protection Act (INCDPA), effective Jan 1, 2026

If you reside in any of these states and wish to exercise your privacy rights, please contact us at info@familycalculator.com. We will respond within the timeframe required by your state's law (typically 45–60 days).

Note on applicability: Many of these state laws include thresholds based on the volume or revenue derived from personal data processing. As a small, free educational website, we may not be subject to all of these laws as a covered "controller" or "business." However, we respect the rights described above regardless of technical applicability.

9.3 Opt-Out of Targeted Advertising

You can opt out of targeted/interest-based advertising at any time by:

• Selecting "Necessary Only" in our cookie consent banner (accessible via "Manage Cookies" in the footer)
• Using the Global Privacy Control (GPC) browser signal, which we recognize as an opt-out request
• Visiting Google Ads Settings
• Using the Digital Advertising Alliance opt-out tool
• Using the Network Advertising Initiative opt-out tool

10. Children's Privacy (COPPA)

This Site is intended for users who are at least 18 years old. It is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided personal information without verifiable parental consent, we will take steps to delete such information promptly. If you believe a child under 13 has submitted information to this Site, please contact us at info@familycalculator.com.

11. Security

We implement reasonable technical and organizational measures to protect personal data against unauthorized access, disclosure, alteration, or destruction. These measures include:

• HTTPS / TLS encryption for all Site traffic
• HTTP security headers (Strict-Transport-Security, Content-Security-Policy, X-Frame-Options, X-Content-Type-Options)
• No server-side storage of calculator inputs
• Minimal data collection by design

However, no method of internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security. If you have reason to believe your privacy has been compromised in connection with our Site, please contact us immediately at info@familycalculator.com.

12. Links to Third-Party Sites

This Site may contain links to external websites (state court portals, government resources, legal aid organizations). We are not responsible for the privacy practices, content, or security of any third-party site. We encourage you to review the privacy policy of any external site you visit. Links are provided for informational convenience only and do not constitute endorsement.

13. Changes to This Policy

We may update this Privacy Policy periodically. When we do, we will revise the "Last updated" date at the top of this page. For material changes — meaning changes that significantly affect your rights or how we process your data — we will provide prominent notice on the Site for a reasonable period. Your continued use of the Site after a material change takes effect constitutes your acceptance of the updated Policy. We encourage you to review this Policy periodically.

14. Contact and Rights Requests

For all privacy-related questions, requests to exercise your rights, or concerns regarding this Policy, please contact us at:

FamilyCalculator.com — Privacy Team
Email: info@familycalculator.com

Please include "Privacy Request" in the subject line and describe your request in detail. We will acknowledge your request within 5 business days and respond substantively within the timeframe required by applicable law (typically 30–45 days).

EEA/UK residents: If you are not satisfied with our response, you have the right to lodge a complaint with your local data protection supervisory authority. UK residents may contact the Information Commissioner's Office (ICO) at ico.org.uk/make-a-complaint.